Assets · Activity · Apparent lifestyle
Financial background checks and asset enquiries
Assess available information about a person or business before taking action. INVESTIPOLE checks solvency indicators, business interests and lifestyle discrepancies.
Confidentiality. The assignment requires a legitimate interest, a precise objective, and proportionate research.
EVALUATE BEFORE AGAIN
What is a solvency investigation?
The purpose of a solvency investigation is to verify whether a debtor, ex-spouse, partner or company has an activity, apparent income, assets or economic interest that could inform a decision.It may cover identifiable real estate assets, social mandates, equity interests, the business environment and the coherence of the visible standard of living.
It does not provide access to bank accounts, tax data or protected files. The private investigator works from legally accessible sources, cross-checks and, where warranted, field findings.
CONCRETE OBJECTIVES
In what situations should you check solvency?
The scope varies according to the title held, the procedure envisaged and the lawyer's questions.
Debt and recovery
Appreciate the opportunity of an action, search for an activity or property before incuring additional costs.
Hidden assets
Identify real property, corporations, interests or economic ties that do not appear in the returns filed.
Pension and benefit
Verify an apparent activity or standard of living when the resources invoked are challenged in a family file.
Business risk
Verify the reality of a structure, its leaders or its activity before an operation presenting an important issue.
LEGISLATION AND FIABILITY
What the investigation can establish – and what it rules out.
The value of the report depends as much on the method as on the information collected.
Assets and location
Useful addresses, identifiable real estate property, interspersed establishments, seats and places of activity.
Companies and roles
Mandates, visible participations, history of relevant economic structures and linkages.
Apparent lifestyle
One-off and contextualized findings; they are never presented as a certain income.
Protected data
No access to bank accounts, tax returns, reserved administrative files or private spaces.
RESEARCH BY SUCCESSIVE CERCLES
How is an asset investigation conducted?
The strategy begins with the useful question: locate, decide to act, establish an inconsistency or prepare a procedure.
Assessing the need
Identity, claim or dispute, available documents, urgency and legal purpose are verified before acceptance.
Sources and cross-checks
Accessible registers, legal publications, identifiable real estate, companies, addresses and professional traces are confronted.
On-site checks
If necessary, they confirm an implantation, activity or elements of standard of living visible from the accessible space.
Usable summary
The report distinguishes between confirmed facts, indices, lack of results and reservations in order to avoid misleading conclusions.
A COHERENT COURSE
Benefits that supplement the investigation
Depending on the situation, creditworthiness is only one step in a broader dossier.
Debtor search
Find a current person or location before initiating the process.
Debt recovery
Child support
Document an activity or standard of living when a sum or unpaid amount is contested.
Divorce financial enquiries
To clarify the apparent resources, expenses and living conditions of divorce.
EXAMPLES OF MISSIONS
Research tailored to the decision to be made
These anonymised examples show the logic of intervention; each file imposes its own perimeter.
A company claims to have stopped all activity
Research has brought together several structures, a new location and a visible commercial activity. The creditor was able to pass on these elements to his counsel before choosing the next one.
Reported income has become inconsistent
Social functions, effective activity and consistent public elements have been synthesized without access to any banking or tax data.
Assessing the economic interest of an action
The investigation distinguished the assets wrongly attributed to the debtor from those actually identifiable assets, avoiding a strategy based on mere rumours.
FREQUENT ISSUES
Solvency investigation: useful answers
How to know if someone is solvent?
Solvency is valued by a cluster of elements: activity, identifiable real estate, companies, functions, economic interests, settlement and apparent standard of living. No single index is enough.
Can a detective check bank accounts?
No. Balances, bank movements and tax data are protected. Investipole does not access and does not use a reserved file.
Can you find a debtor's property assets?
Property can be identified by legal means where the client's mission and interest warrant. The property situation must be verified and dated.
What's the difference between a solvency investigation and an asset investigation?
The two expressions overlap. The first appreciates the apparent ability to honour an obligation; the second insists on identifying assets, companies and economic interests.
Can a hidden lifestyle be checked?
An investigation may find facts that are visible and repeated, but it does not turn an expense or vehicle observed into automatic proof of income or property.
Is the investigation useful before a trial?
Yes, when it helps to measure the interest of a proceeding, locate the debtor or provide counsel with up-to-date information. The legal decision remains that of the client with his lawyer.
Can an investigation guarantee recovery?
No. It clarifies the situation at a given date. Only appropriate enforcement channels allow, when conditions are met, to obtain a seizure or payment.
How much does a solvency investigation cost?
The budget depends on the identity to be secured, the number of structures, the countries concerned and the need for field checks. A framework and a quotation are proposed before the mission.
How long does it take?
Targeted research can be faster than a file with many companies, someone with the same name or locations. The announced deadline takes into account the sources to be verified and any observations made.
Can the report be sent to my lawyer?
Yes. It is written to distinguish sources, findings, overlaps and limitations and can then be communicated to the board responsible for assessing their use in the proceedings.
DECIDE ON FACTS
Do you need to check someone's solvency or assets?
Show the claim, dispute and information already available. Investipole tells you what can be legally sought and with what level of accuracy.